Mario meet Hulk: Nintendo park coming to Universal Orlando

Posted on: January 23rd, 2020 by ABC News No Comments

Harry Potter and Hulk: Welcome your new neighbors, Mario and Pokemon

Mario meet Hulk: Nintendo park coming to Universal Orlando

Posted on: January 23rd, 2020 by ABC News No Comments

Harry Potter and Hulk: Welcome your new neighbors, Mario and Pokemon

New York City Council votes to ban cashless businesses

Posted on: January 23rd, 2020 by ABC News No Comments

New York City lawmakers have voted to require stores and restaurants to take cash as payment

New York City Council votes to ban cashless businesses

Posted on: January 23rd, 2020 by ABC News No Comments

New York City lawmakers have voted to require stores and restaurants to take cash as payment

How major US stock indexes fared Thursday

Posted on: January 23rd, 2020 by ABC News No Comments

Stocks closed mostly higher Thursday as gains in technology and industrial companies offset declines elsewhere in the market

How major US stock indexes fared Thursday

Posted on: January 23rd, 2020 by ABC News No Comments

Stocks closed mostly higher Thursday as gains in technology and industrial companies offset declines elsewhere in the market

The Latest: Soros unveils $1B university plan, blasts Trump

Posted on: January 23rd, 2020 by ABC News No Comments

George Soros says he’s injecting $1 billion into a new university network that the 89-year-old billionaire investor calls the “most important and most enduring project of my life

The Latest: Soros unveils $1B university plan, blasts Trump

Posted on: January 23rd, 2020 by ABC News No Comments

George Soros says he’s injecting $1 billion into a new university network that the 89-year-old billionaire investor calls the “most important and most enduring project of my life

U.S. stocks close mostly higher, led by tech, industrials

Posted on: January 23rd, 2020 by ABC News No Comments

Stocks closed mostly higher Thursday as gains in technology and industrial companies offset declines elsewhere in the market

U.S. stocks close mostly higher, led by tech, industrials

Posted on: January 23rd, 2020 by ABC News No Comments

Stocks closed mostly higher Thursday as gains in technology and industrial companies offset declines elsewhere in the market

Cashless stores and restaurants banned in New York City

Posted on: January 23rd, 2020 by ABC News No Comments

SolStock/iStock(NEW YORK) — Cash will remain king in Big Apple stores and restaurants.

The New York City Council will vote Thursday to prohibit businesses from only accepting credit card, debit or digital payments. There were concerns from elected officials that such stores and eateries discriminated against poorer customers who don’t have access to bank accounts, according to city councilman Ritchie Torres, who drafted the bill.

“Whatever your reasons, consumers should have the power to choose their preferred method of payment,” he said at a news conference before the vote.

The bill, which will take effect 90 days after it is signed, makes it illegal for any store to refuse a cash payment from a customer, but there are a few exceptions. Stores can refuse to take denominations larger than $20, and they would be exempt from the ban if they have a machine on site that can load cash onto a prepaid card.

Online and phone purchases would also be exempt from the law, which fines first time violators $1,000.

A spokeswoman for Mayor Bill de Blasio said he supports the bill and will sign it into law.

Torres said this was a win for the city, especially its working class members. The city’s Department of Consumer Affairs reported in October that nearly 11.2% of New Yorkers have no bank account and roughly 22% of city residents used alternative banking services, such as check cashing stores.

“The marketplace of the future must accommodate the needs of vulnerable New Yorkers,” Torres said at a news conference before the vote.

The bill had some pushback from some chain stores and small businesses that were cashless. During a hearing on the bill in February, Dos Toros co-founder Leo Kremer said his restaurant chain implemented the policy as a way to keep a tighter control of its finances and help customers get their meals quickly.

“We are only interested in being cashless because it allows us to make our restaurant more seamless,” he said.

Dos Toros didn’t immediately return messages for comment on Thursday’s vote.

Last year Philadelphia, San Francisco and New Jersey passed laws that banned cashless establishments. Massachusetts passed a similar law in 1978.

Copyright © 2020, ABC Audio. All rights reserved.

Cashless stores and restaurants banned in New York City

Posted on: January 23rd, 2020 by ABC News No Comments

SolStock/iStock(NEW YORK) — Cash will remain king in Big Apple stores and restaurants.

The New York City Council will vote Thursday to prohibit businesses from only accepting credit card, debit or digital payments. There were concerns from elected officials that such stores and eateries discriminated against poorer customers who don’t have access to bank accounts, according to city councilman Ritchie Torres, who drafted the bill.

“Whatever your reasons, consumers should have the power to choose their preferred method of payment,” he said at a news conference before the vote.

The bill, which will take effect 90 days after it is signed, makes it illegal for any store to refuse a cash payment from a customer, but there are a few exceptions. Stores can refuse to take denominations larger than $20, and they would be exempt from the ban if they have a machine on site that can load cash onto a prepaid card.

Online and phone purchases would also be exempt from the law, which fines first time violators $1,000.

A spokeswoman for Mayor Bill de Blasio said he supports the bill and will sign it into law.

Torres said this was a win for the city, especially its working class members. The city’s Department of Consumer Affairs reported in October that nearly 11.2% of New Yorkers have no bank account and roughly 22% of city residents used alternative banking services, such as check cashing stores.

“The marketplace of the future must accommodate the needs of vulnerable New Yorkers,” Torres said at a news conference before the vote.

The bill had some pushback from some chain stores and small businesses that were cashless. During a hearing on the bill in February, Dos Toros co-founder Leo Kremer said his restaurant chain implemented the policy as a way to keep a tighter control of its finances and help customers get their meals quickly.

“We are only interested in being cashless because it allows us to make our restaurant more seamless,” he said.

Dos Toros didn’t immediately return messages for comment on Thursday’s vote.

Last year Philadelphia, San Francisco and New Jersey passed laws that banned cashless establishments. Massachusetts passed a similar law in 1978.

Copyright © 2020, ABC Audio. All rights reserved.

Tinder is adding a panic button to its app for dating emergencies and cracks down on catfishing

Posted on: January 23rd, 2020 by ABC News No Comments

iStock/Wachiwit(NEW YORK) — Tinder announced a slew of new safety features Thursday, ranging from letting users call emergency services while on a date to a photo verification system that ensures “every match is who they say they are.”

The updates come a little over a year after headlines about a suspected dating site serial killer rattled those looking for love online.

The dating platform is teaming up with safety app Noonlight to allow users to share details about upcoming dates so there is a record of who they are meeting, where and when.

It also gives users a panic button of sorts with the ability to call emergency services discreetly and easily if they feel they are in danger.

It works as a “silent bodyguard in situations when you’re alone or meeting someone for the first time,” Brittany LeComte, the co-founder and CCO of Noonlight said of her platform.

“Now, through our integration with Tinder, it can serve as a quick backup for daters, helping to deter bad behavior and helping members meet matches with more confidence,” LeComte said in a statement Thursday.

“It’s a first-of-its-kind added security measure to help protect Tinder members even when they’ve taken their interactions off the app into real life,” she added.

Elie Seidman, CEO of Tinder, called the updates “an important step in driving our safety work forward at an unmatched scale.”

Artificial intelligence-powered photo verification tools are also coming to Tinder, to ensure “every match is who they say they are,” the company said in a statement.

In addition to enhancing safety, it can also prevent people from “catfishing” or using photos of someone else to lure prospective suitors.

“The feature allows members to self-authenticate through a series of real-time posed selfies, which are compared to existing profile photos using human-assisted AI technology,” according to the company. “Verified profiles will display a blue checkmark so members can trust their authenticity.”

The platform is also using AI technology to crack down on potentially offensive messages, asking users “Does This Bother You?” if the message is flagged by a machine-learning tool. If they select yes, the user can report the behavior on the app.

Finally, the “Undo” message feature will allow Tinder users to take back a message if it’s potentially offensive

Tinder’s parent company, Match Group, said the safety partnership with Noonlight will be rolled out on their entire portfolio of dating services in the coming months.

Scott Berkowitz, the president of Rape, Abuse & Incest National Network, said that Match Group had “come to us for ideas and advice on resources and the latest tech available and have been open to trying new things.”

“The addition of Noonlight is a good step forward and a valuable component of their overall safety strategy,” he said in a statement.

Copyright © 2020, ABC Audio. All rights reserved.

Tinder is adding a panic button to its app for dating emergencies and cracks down on catfishing

Posted on: January 23rd, 2020 by ABC News No Comments

iStock/Wachiwit(NEW YORK) — Tinder announced a slew of new safety features Thursday, ranging from letting users call emergency services while on a date to a photo verification system that ensures “every match is who they say they are.”

The updates come a little over a year after headlines about a suspected dating site serial killer rattled those looking for love online.

The dating platform is teaming up with safety app Noonlight to allow users to share details about upcoming dates so there is a record of who they are meeting, where and when.

It also gives users a panic button of sorts with the ability to call emergency services discreetly and easily if they feel they are in danger.

It works as a “silent bodyguard in situations when you’re alone or meeting someone for the first time,” Brittany LeComte, the co-founder and CCO of Noonlight said of her platform.

“Now, through our integration with Tinder, it can serve as a quick backup for daters, helping to deter bad behavior and helping members meet matches with more confidence,” LeComte said in a statement Thursday.

“It’s a first-of-its-kind added security measure to help protect Tinder members even when they’ve taken their interactions off the app into real life,” she added.

Elie Seidman, CEO of Tinder, called the updates “an important step in driving our safety work forward at an unmatched scale.”

Artificial intelligence-powered photo verification tools are also coming to Tinder, to ensure “every match is who they say they are,” the company said in a statement.

In addition to enhancing safety, it can also prevent people from “catfishing” or using photos of someone else to lure prospective suitors.

“The feature allows members to self-authenticate through a series of real-time posed selfies, which are compared to existing profile photos using human-assisted AI technology,” according to the company. “Verified profiles will display a blue checkmark so members can trust their authenticity.”

The platform is also using AI technology to crack down on potentially offensive messages, asking users “Does This Bother You?” if the message is flagged by a machine-learning tool. If they select yes, the user can report the behavior on the app.

Finally, the “Undo” message feature will allow Tinder users to take back a message if it’s potentially offensive

Tinder’s parent company, Match Group, said the safety partnership with Noonlight will be rolled out on their entire portfolio of dating services in the coming months.

Scott Berkowitz, the president of Rape, Abuse & Incest National Network, said that Match Group had “come to us for ideas and advice on resources and the latest tech available and have been open to trying new things.”

“The addition of Noonlight is a good step forward and a valuable component of their overall safety strategy,” he said in a statement.

Copyright © 2020, ABC Audio. All rights reserved.

Next stop, Brexit: Britain’s EU divorce bill becomes law

Posted on: January 23rd, 2020 by ABC News No Comments

Britain’s delayed and disputed Brexit bill has become law

Next stop, Brexit: Britain’s EU divorce bill becomes law

Posted on: January 23rd, 2020 by ABC News No Comments

Britain’s delayed and disputed Brexit bill has become law

Union Pacific 4Q delivery volume falls, so does its profit

Posted on: January 23rd, 2020 by ABC News No Comments

Union Pacific’s fourth-quarter profit fell 10% as the railroad hauled 11% less freight, but the recent U.S.-China trade deal is helping boost the outlook for the year

Union Pacific 4Q delivery volume falls, so does its profit

Posted on: January 23rd, 2020 by ABC News No Comments

Union Pacific’s fourth-quarter profit fell 10% as the railroad hauled 11% less freight, but the recent U.S.-China trade deal is helping boost the outlook for the year

U.S. stocks fall over worries about virus outbreak spreading

Posted on: January 23rd, 2020 by ABC News No Comments

Stocks fell on Wall Street in midday trading Thursday as investors worried that a deadly virus outbreak in China could continue spreading and hurt the global economy

U.S. stocks fall over worries about virus outbreak spreading

Posted on: January 23rd, 2020 by ABC News No Comments

Stocks fell on Wall Street in midday trading Thursday as investors worried that a deadly virus outbreak in China could continue spreading and hurt the global economy

Sin City changes famous ‘What happens here, stays here’ slogan

Posted on: January 23rd, 2020 by ABC News No Comments

georgeclerk/iStock(LAS VEGAS) — For years visitors have come to know that what happens in Vegas, stays in Vegas — but now Sin City’s slogan is getting an update.

The award-winning campaign — “What happens here, stays here” first created in 2002 — will reportedly change to “What happens here, only happens here.”

The new tourism slogan is expected to be officially unveiled in a 60-second ad during the broadcast of the Grammy Awards on Jan. 26, R&R Partners, the advertising agency behind the slogan told ABC News.

Steve Hill, the president and CEO of the Las Vegas Convention and Visitors Authority, announced the news last Friday about the update to the organization’s branding at the Vegas Chamber’s Preview Las Vegas event at Wynn Las Vegas.

The advertising agency behind the updated slogan, R&R Partners, reportedly spent several years working on the campaign, but told ABC News that they are currently “not confirming nor denying” the new slogan “until after the ad runs.”

“It’s personal to me and the 75 other people at R&R Partners who work on the Las Vegas Convention and Visitors Authority account to get it right,” Billy Vassiliadis, CEO R&R Partners said in a statement.

“Everything we do is driven by listening to our customers and what they want and need. We are confident this new campaign delivers that, and is the perfect evolution of ‘What Happens Here, Stays Here,'” Vassiliadis explained.

Hill also said the goal is for people to see how Las Vegas has transformed itself to be more than the Entertainment Capital of the World, ABC News Las Vegas affiliate KTNV reported.

The city will celebrate on the Las Vegas Strip with activations at various locations and marquees to showcase the new slogan starting at 6 p.m. on Sunday evening.

Copyright © 2020, ABC Audio. All rights reserved.

Sin City changes famous ‘What happens here, stays here’ slogan

Posted on: January 23rd, 2020 by ABC News No Comments

georgeclerk/iStock(LAS VEGAS) — For years visitors have come to know that what happens in Vegas, stays in Vegas — but now Sin City’s slogan is getting an update.

The award-winning campaign — “What happens here, stays here” first created in 2002 — will reportedly change to “What happens here, only happens here.”

The new tourism slogan is expected to be officially unveiled in a 60-second ad during the broadcast of the Grammy Awards on Jan. 26, R&R Partners, the advertising agency behind the slogan told ABC News.

Steve Hill, the president and CEO of the Las Vegas Convention and Visitors Authority, announced the news last Friday about the update to the organization’s branding at the Vegas Chamber’s Preview Las Vegas event at Wynn Las Vegas.

The advertising agency behind the updated slogan, R&R Partners, reportedly spent several years working on the campaign, but told ABC News that they are currently “not confirming nor denying” the new slogan “until after the ad runs.”

“It’s personal to me and the 75 other people at R&R Partners who work on the Las Vegas Convention and Visitors Authority account to get it right,” Billy Vassiliadis, CEO R&R Partners said in a statement.

“Everything we do is driven by listening to our customers and what they want and need. We are confident this new campaign delivers that, and is the perfect evolution of ‘What Happens Here, Stays Here,'” Vassiliadis explained.

Hill also said the goal is for people to see how Las Vegas has transformed itself to be more than the Entertainment Capital of the World, ABC News Las Vegas affiliate KTNV reported.

The city will celebrate on the Las Vegas Strip with activations at various locations and marquees to showcase the new slogan starting at 6 p.m. on Sunday evening.

Copyright © 2020, ABC Audio. All rights reserved.

Boeing jet weighs on airlines as Southwest’s profit falls

Posted on: January 23rd, 2020 by ABC News No Comments

It looks like the three big U.S. airlines that own Boeing 737 Max jets will have to go through another summer without the planes

Boeing jet weighs on airlines as Southwest’s profit falls

Posted on: January 23rd, 2020 by ABC News No Comments

It looks like the three big U.S. airlines that own Boeing 737 Max jets will have to go through another summer without the planes

‘Who is she?’ – US Treasury chief takes swipe at Thunberg

Posted on: January 23rd, 2020 by ABC News No Comments

U.S. Treasury Secretary Steven Mnuchin says Swedish climate activist Greta Thunberg is in no position to give economic advice until she goes to college and comes out with an economics degree

Zero-based budget helped woman pay off $215k worth of debt in four years

Posted on: January 23rd, 2020 by ABC News No Comments

DNY59/iStock(NEW YORK) — When Cindy Zuniga graduated from law school in 2015, she accomplished a major milestone, but it also came with a hefty $215,000 mountain of debt.

“Ninety percent was law school, five percent was from my undergrad and five percent was credit card debt,” she explained to ABC News’ Good Morning America.

Like many graduates, she decided to defer her loans for one year after getting her degree, but when that period was over, she started chipping away and began making normal, monthly payments like she was taught to do.

It seemed like a simple and straightforward strategy, but what she didn’t know was that her monthly payments didn’t get very far.

“That first year that I was paying off my debt, I paid $24,000 to my loans. However, I realized that only about $4,000 went to the principal and $20,000 went to the interest,” she said.

Zuniga was devastated, but she said it was a wake up call to start educating herself about how money and finances work.

So, she did what any millennial would do and turned to social media for advice.

“I really needed to hear relatable stories,” she said. “And that’s what I found with these social media platforms, is that they were just telling the stories of ordinary Americans doing extraordinary things. And I wanted to be one of those ordinary people accomplishing extraordinary things.”

Zuniga was inspired.

She started following fellow social media finance influencers like Bola Sokunbi of Clever Girl Finance, who empowers other women to achieve financial success, Dave Ramsey and Jamila Souffrant, experts who give helpful financial advice on their podcasts, The Dave Ramsey Show and Journey to Launch, respectively, and even Yanely Espinal, a financial educator and host of Miss Be Helpful on YouTube.

From these financial content creators on social media, Zuniga learned about budgeting, tracking expenses and automating savings and went to work.

First, Zuniga refinanced her student loan by taking out a new loan with a private lender who paid off all of her school loans. This allowed her to consolidate her loans into a single student loan with a lower interest rate.

The next thing she did was be extremely intentional with her finances by getting on a very specific budget and knowing exactly where her money was going.

“Refinancing was one of the most important things that I did to pay off my debt,” she said. “Eventually, I started making you know, additional payments to get rid of my debt even faster.”

She also adopted the zero based budget, a method of budgeting where any income amount earned is given a “job.” Zuniga said that a portion of what you earn could go to rent, savings or groceries and the point is that when you subtract the money that’s going out from your income, you would get a balance of zero.

“That type of budgeting method really allowed me to see exactly how much I was bringing in and exactly what I was doing with everything that went out,” she said.

Although she was on the path to financial freedom, it came with a lot of highs and lows too.

“It was extremely difficult, especially being a lawyer in New York City. You’re expected to have a certain kind of lifestyle,” she explained. “I just became very intentional with my finances and that wasn’t really easy to do. Especially as a mid to late 20-something-year-old in this city — it’s just very tempting to spend here. I was sacrificing a lot because I knew that I had an immediate goal, which was to eliminate all of my debt.”

As a Latina and a daughter of immigrants, Zuniga grew up in a low-income community in the Bronx, New York and said she was raised to understand how destructive debt can be. As a kid, she said her parents’ main focus was putting food on the table and providing a good education for their kids and that there wasn’t much room for any extra things.

Ultimately, Zuniga said that in times when her financial journey became difficult, her parents ended up being her motivation to stick to her goal and keep going.

“I really kept my ‘why’ in my mind. My ‘why’ is really my family,” she said. “I had my parents and my family in the back of my mind at all times knowing that if I made these sacrifices now, I could really help them financially because I could be in the position to do that. Anytime I would be tempted by certain things, I realized that financial security was the goal. And it wasn’t just about me, it was also about my family.”

After 48 months of sticking to a plan and being disciplined with what she spent her money on, Zuniga finally reached her goal.

“I feel so much lighter,” she said. “I feel like the weight of the world has been lifted off my shoulders. I can’t really put into words how I feel because I genuinely feel the most confident that I ever have with my finances.”
 
Now, the 30-year-old is following in the footsteps of some of her favorite social media finance influencers and helping others take control of their finances and helping them pay off their debts with her program, “Zero Based Budget.”

There, she offers sessions where she coaches others through their finances, creates customized budget plans and provides non judgmental advice for any questions that anyone may have.

“I realized there’s a need for people to just sit with someone that, you know, like a girlfriend that they’re meeting for a cup of coffee to discuss finances, how to get your money right,” said Zuniga. “I wanted to open the door for people to ask those embarrassing questions, write those questions that you might think are embarassing and help people just better manage their money.”

On her Instagram under the same name, Zuniga offers money saving tips and advice to nearly 28,000 followers and her growing Zero Based Budget community.

“As a young Latina daughter of immigrants, it means a lot because it’s an example that I hope to set to other women, but particularly women of color of just how much you can accomplish with your finances when you become intentional and what you decide to really take control of,” she said.

Below are more of Zuniga’s Zero Based Budget tips:

Before beginning Zuniga’s method, she recommends understanding these top three things first:

1. Understand how much debt you have

Zuniga says most people don’t know how much debt they have. She says in order to pay debt off, it’s important to sit down and write what kind of debt you have such as student loans or credit card debt and calculate the total balance. Once you figure out the total balance, determine what the interest rate is.

2. Select a payoff method

Zuniga says there are two popular payoff methods: Debt-snowball and Debt-avalanche.

Under the debt-snowball method, smaller debts will be paid off first, while still making minimum payments on larger debts.

Unlike the snowball method, the debt-avalanche method calls for paying off the debt with the highest interest rate first to the lowest interest rate.

3. Create a budget

“When you create a budget, you’re really going to become mindful of the different types of expenses that you have,” said Zuniga. “It’s also going to make you see what’s necessary in your life like rent and your lights and groceries … Once your budget tell you how much you can throw at your debt, you basically make a plan to put that model to that specific debt that you’re targeting and you go from there.”

Once debts are determined, a payoff method is selected and a budget is implemented, Zuniga says that three main spending areas to be mindful of are food, housing costs and transportation.

When Zuniga was on the road to paying off her mountain of debt, she said she rarely ate out and meal prepped.

“You can save thousands of dollars a year by just bringing lunch from home,” she said.

Zuniga became more intentional about the types of groceries that she bought, which helped her eliminate food waste.

The second area that she says to be mindful of is housing.

“If you’re paying $2,500 a month in a place like New York City and you can take on a roommate and potentially pay $1,800 instead, you can save $700 a month,” she said.

The final area that Zuniga mentioned was transportation. She said that if there isn’t a need to buy a car, then don’t get one and eliminate that cost. Instead, take public transportation.

Copyright © 2020, ABC Audio. All rights reserved.

European Central Bank holds rates, launches policy review

Posted on: January 23rd, 2020 by ABC News No Comments

The European Central Bank is launching a review of how it steers the eurozone economy

European Central Bank holds rates, launches policy review

Posted on: January 23rd, 2020 by ABC News No Comments

The European Central Bank is launching a review of how it steers the eurozone economy

Stocks drop on concerns over impact of China virus

Posted on: January 23rd, 2020 by ABC News No Comments

World shares are lower as health authorities around the world rush to monitor and contain a deadly virus outbreak in China and keep it from spreading globally

Stocks drop on concerns over impact of China virus

Posted on: January 23rd, 2020 by ABC News No Comments

World shares are lower as health authorities around the world rush to monitor and contain a deadly virus outbreak in China and keep it from spreading globally